Killeen, Fort Hood, Harker Heights and Copperas Cove real estate and homes for sale in Texas, residential homes, rentals, property management - The Coldwell Banker United, REALTORS® The Elite Real Estate Team REALTORS(r) for Killeen, Fort Hood, Harker Heights and Copperas Cove, Texas real estate, residential homes, rentals, property management - NUMBER1EXPERTS™ The Elite Real Estate Team NUMBER1EXPERTS(tm) for Killeen, Fort Hood, Harker Heights and Copperas Cove, Texas real estate, residential homes, rentals, property management
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The Elite Real Estate Team, Broker, real estate agents and broker for Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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All agents are NOT alike! Find out why we are top real estate experts. Call us: 254.526.3607.


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Mortgage Prequalification: Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home buying, real estate listings, and homes for sale in Bell County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Killeen, Fort Hood, Harker Heights and Copperas Cove REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Know Your Price Range

As a homebuyer, you may have found the perfect new house for your growing family, but what if it is a little out of your price range? You might list your current home for more than it is worth and be lucky enough to find a qualified buyer who is willing to pay the price, but it is impossible to know in advance what your home will sell for.

If you want to sell your home quickly, have a frank and detailed conversation with your real estate agent to determine the best price for the house. Setting your price within 5% of the fair market value of your home greatly increases your chances of getting solid offers that will result in a relatively quick sale.

Don't buy and sell so close to your target amount that you become anxious when the numbers don't meet your expectations. There may be other approaches, such as adjustable rate mortgages or owner financing, to increase your buying power and get you into that new home. When you are selling one home and buying another, you will need more than good luck. You will need a highly professional and experienced real estate agent who can give you solid advice on how to make the transaction work for your particular requirements.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
See More Real Estate Trivia >



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The Elite Real Estate Team, Broker, real estate agents and broker for Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

"the elite group"
Coldwell Banker United, REALTORS

Stan Schlueter Plaza
501 W. Stan Schlueter Loop, Suite 108
Killeen, TX. 76542
Direct: 254.526.3607
Toll Free: 866.693.3535
Fax: 254.526.9352
Email: KeithTobas@NUMBER1EXPERT.com

Combining my extensive knowledge of the Ft. Hood Area with my expertise in real estate will produce "results" for you. My commitment is to my clients. I want to help you achieve your dreams by finding the home you are looking for at a price you can afford. As your "Accredited Buyer Representative", I will act on your behalf and negotiate in your "best" interest. Bottom line...Contact Keith Tobas, ASSOCIATE BROKER for RESULTS!

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